After K's bike crash and ER visit a couple weeks ago, and the hour or so I spent frantically searching the Internet for the best (read: cheapest) way to get him emergency care, I decided that I should know this stuff for myself ahead of time. It's truly pathetic that figuring out which hospital to go to in an emergency is a financial decision. Americans don't know any other system and so many think it's great the way it is but it is so deeply flawed in so many (not just financial) ways. You have to have not lived within the constraints of such a system to understand. The belief that Canadian universal health care means shitty doctors, long lines, and waiting lists is absolute rubbish. Your HMO system is far more inefficient and ineffective. These are myths about universal healthcare that the right wing conservatives in your country make up to maintain the status quo everyone-fend-for-yourself American system.